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Timely perspectives on wealth, retirement, and the markets, written for real people navigating real decisions.
Estate PlanningHow Much Should Your Children Know About Your Wealth?
How much should adult children know about the family's wealth? A thoughtful look at when, how, and how much to share about inheritance, responsibility, and legacy.
Estate PlanningYour Digital Life Is Part of Your Legacy: How to Organize Passwords, Accounts, and Online Assets
By Bob Moses | Altum Wealth AllianceMost families know where the important papers are supposed to be.The will may be in a file cabinet. The insurance policies may be in a binder. The investment accounts may appear on quarterly statements.The digital side of life is often another story.Passwords live
Estate PlanningThe Family Vacation Home Question: Keep It, Share It, or Sell It?
By Bob Moses | Altum Wealth AllianceAt some point, many families find themselves sitting around a kitchen table, talking about a place that has meant far more than anyone expected.Maybe it’s the beach house where the grandchildren learned to ride bikes in the driveway. Maybe it’s the lake house wher
Estate PlanningWhat Adult Children Need to Know Before They Inherit Anything
By Bob Moses | Altum Wealth AllianceFew conversations create more emotional complexity than inheritance.Most parents spend decades building wealth with good intentions. They want to create opportunity, provide stability, support future generations, and leave behind something meaningful. Adult childr
Estate PlanningHow to Choose the Right Executor: 7 Traits That Matter More Than Popularity
By Bob Moses | Altum Wealth AllianceWhat Does An Executor Do?Most people do not spend much time thinking about executors until they are updating an estate plan, helping a parent review documents, or facing a loss in the family. That is understandable. It is not exactly the kind of subject people bri
Estate PlanningYour Estate Plan May Not Work the Way You Think If These Details Are Outdated
By Bob Moses | Altum Wealth AllianceEstate planning has a public relations problem. Most accomplished families hear the phrase and picture a thick binder, a stack of signatures, and a conversation they’d rather postpone until some vague future date when life feels calmer. That future date rarely arr
Estate PlanningLove and Legacy: Why Estate Planning Is the Ultimate Act of Care
By Bob Moses | Altum Wealth AllianceThe Quiet Power Behind February's SentimentFebruary is known for heart-shaped candy, dinner reservations, and well-timed flowers. It's the month where many pause to express love and appreciation. These gestures are warm and meaningful, but for families focused on
Estate PlanningHow Business Owners Can Turn a Liquidity Event Into a Legacy Opportunity
Selling the Business Was the Finish Line—Now What?If you’re a business owner who just sold your company or is preparing for a major liquidity event, first off, congratulations. Years of effort, risk-taking, late nights, and gut decisions have paid off. After the celebration fades, a new reality sets
Estate PlanningThe Retirement Lie You’ve Been Sold — And What It’s Costing Your Legacy
Retirement isn’t the end - it’s a shift in how you lead with your wealth. Traditional models don’t fit high-net-worth lives with businesses, legacies, and complexity. It’s not just about income - it’s about stewardship, tax strategy, and impact. If your plan stops at a portfolio projection, it’s not
Estate PlanningPassing the Torch: Smart Succession Planning for Business Owners
You’ve built something meaningful - your business. Now it’s time to protect it. A solid succession plan ensures control, clarity, and confidence for you, your team, and your family. Whether you plan to step back soon or just want peace of mind, it’s never too early - or too late - to start. I help b
Estate PlanningNew Year, New Financial Goals: Resolutions for Building Wealth and Securing Your Legacy in 2025
Start 2025 with purpose by focusing on your financial goals. Assess your current finances, set clear objectives, and explore investment strategies tailored to your needs. Strengthen your family's security with updated insurance and estate plans, and consider legacy planning to reflect your values. S